COVID-19 Roadmap: Find out what you can and cannot do with the Guidance.
Home > Company News > FOCUS ON FINANCE: How to find your lost pensions

FOCUS ON FINANCE: How to find your lost pensions

Posted on: 16/07/2021

We are increasingly accruing workplace pension pots and then losing trace of them: how can you track down your money?

If you’ve worked for more than one company during your career, then it’s likely that you’ve paid into several different workplace pensions.
What happens to our pensions when we leave? They’re all out there, waiting to be claimed.


Pension Tracing Service

How do you track down your lost pension pots and what to do once you find them?  Go to the Pension Tracing Service at . You can also call 0800 731 0193 or contact them by post.  You will need the names of companies who have employed you. This will work even if the company no longer exists and you can get the name a bit wrong and it will give you closest matches.

Note that the service will not tell you whether you have a pension, or what its value is. What it will do is tell you the name and contact details of who’s running the company pension scheme.


What can you do with previous workplace pensions?

So, once you’ve found your pensions, what do you do next: can you cash in a pension from an old employer? With any pension, you can’t access the holdings until you’re 55. For small pension pots, you might just want to encash them once you reach this age.

Many of us will also want to know what our pensions are invested in and whether this reflects our values.  This is where a professional adviser is really invaluable.  They can ascertain whether your pensions are working hard to achieve your goals and objectives.

To receive a complimentary guide covering wealth management, retirement planning or Inheritance Tax planning, contact Peter Harding Wealth Management on 01202 830730 or email

Peter Harding Wealth Management is a trading name of Peter Harding Practice Ltd.


This article is featured in the July edition of the Dorset Business Focus magazine. Read on the online version here.


Did you know, Dorset Chamber Members can submit news free of charge?

Submit your news

Most popular reads

Become a member

Become a Dorset Member today

Find out how

Business Training

Free Training to help businesses across Dorset provided by Dorset Chamber members

Some training opportunities are open to non-members

Find out more

Business Partners